Best FD Rates in Nepal — Kartik 2083
Deposit rates held through Dashain: the top 1-year FD is still 5.50% and 2- and 3-year deposits pay 6.00%, while 12 banks cut their base rate.
Ashwin 30, 2083 · 5 min read गाइड · सवारी कर्जागाडी कर्जा: डाउन पेमेन्ट, किस्ता र सस्तो ब्याज दिने बैंक
निजी गाडी किन्न बैंकले कति कर्जा दिन्छ, ४०% डाउन पेमेन्टको नियम, आज सबैभन्दा कम ब्याज दिने बैंक र मासिक किस्ताको हिसाब।
असोज २०८३ · ६ मिनेट गाइड · घर कर्जाविदेशमा काम गर्दै नेपालमा घर कर्जा कसरी लिने?
खाडी, मलेसिया, कोरिया, जापान वा अन्य देशमा काम गर्दै नेपालमा घर बनाउन वा किन्न बैंक कर्जा: के कागजात चाहिन्छ, कति पाइन्छ र किस्ता कसरी तिर्ने।
असोज २०८३ · ६ मिनेट क्यालकुलेटर · सवारी बीमाथर्ड पार्टी बीमा कति पर्छ? मोटरसाइकल र कारको प्रिमियम
नेपाल बीमा प्राधिकरणको आधिकारिक दरबाट मोटरसाइकल र कारको थर्ड पार्टी बीमाको हिसाब, भ्याट र टिकटसहित।
कात्तिक २०८३ · ४ मिनेट तथ्याङ्क · बीमाकुन बीमा कम्पनीले दाबी भुक्तानी गर्छ?
सबै जीवन र निर्जीवन बीमा कम्पनीले दाबीको कति भुक्तानी गरे र कति बाँकी राखे, प्राधिकरणकै अंकबाट।
कात्तिक २०८३ · ५ मिनेट गाइड · बीमाजीवन बीमा: म्यादी कि सावधिक, कति बीमा चाहिन्छ र करमा छुट
म्यादी र सावधिक बीमाको फरक, कति बीमाङ्क चाहिन्छ, रू ४०,००० सम्मको कर छुट र कम्पनी कसरी छान्ने।
कात्तिक २०८३ · ६ मिनेट बीमानेपालमा बीमा: दाबी भुक्तानीका आधारमा बीमा कम्पनी तुलना
१४ जीवन र १४ निर्जीवन बीमा कम्पनीको दाबी भुक्तानी, आकार र थर्ड पार्टी बीमाको मूल्य एकै ठाउँमा।
कात्तिक २०८३ · ५ मिनेट Guide · InsuranceLife Insurance in Nepal: Term vs Endowment, How Much Cover and Tax Savings
Term vs endowment plans, how much cover you need, the Rs 40,000 tax deduction and how to pick an insurer that pays its claims.
Kartik 2083 · 6 min read Guide · Vehicle LoansCar Loan in Nepal: Down Payment, EMI and the Cheapest Banks
How a car loan works in Nepal: the 40% down payment rule, today's lowest auto loan rates by bank, real EMI examples and what to check before you sign.
Ashwin 2083 · 6 min read Guide · Vehicle LoansEV Loan in Nepal: Rates, Down Payment and Green Loans
Electric vehicle loans in Nepal: the 60% rule for private EVs, 80% for public-transport EVs, which banks run dedicated EV loans and how the total cost compares with petrol.
Ashwin 2083 · 5 min read Guide · Home LoansHow to Get a Home Loan in Nepal (2083/84)
A step-by-step guide to home loans in Nepal: how much you can borrow (80% for a first home), who qualifies, documents, the approval process and today's lowest rates.
Ashwin 2083 · 7 min read Guide · Home LoansHome Loan in Nepal While Working Abroad
Working in the Gulf, Malaysia, Korea, Japan or further away and want to build or buy a home in Nepal? How Nepali banks lend against foreign income, what they need and how to repay.
Ashwin 2083 · 6 min read Guide · Education LoansEducation Loan to Study Abroad from Nepal
How Nepali students finance study in Australia, the UK, the US, Canada or Japan: collateral, documents, financial proof, today's lowest education loan rates and repayment.
Ashwin 2083 · 6 min read Explainer · LoansBase Rate + Premium: How Loan Rates Work in Nepal
Why your bank loan rate in Nepal is "base rate plus premium", what each part means, how often it changes, and how to negotiate a lower premium.
Ashwin 2083 · 5 min read Data · FD IndexNepal interest rate data and the Byajdar FD Index
Free daily CSVs of every tracked bank rate and NRB exchange rates, plus the median 1-year FD rate across Nepal's banks.
Updated daily Reference · GlossaryNepal finance glossary: 32 banking terms explained
Fixed deposit, base rate, EMI, compound interest, DCGF guarantee, NRB reference rate, remittance and more, with the Nepali term alongside.
Reference Interactive · FD vs SavingsWhere is your money sleeping? Watch रू 10 lakh grow
Scroll through five years of the same रू 10 lakh in Nepal's best fixed deposit versus a typical savings account, using live rates.
Interactive · 2 min Monthly Update · FD RatesBest FD Rates in Nepal — Ashwin 2083
Top 1-year rate slips to 5.50% while 2- and 3-year deposits still pay 6.00%. Full ranking, what changed since Bhadra, and whether to lock in before Dashain.
Ashwin 2083 · 5 min read गाइड · एफडी ब्याजदरनेपालमा कुन बैंकमा एफडी ब्याज सबैभन्दा बढी?
सिधा उत्तर, ताजा सूचीसहित — अहिले १ वर्षे मुद्दतीमा सबैभन्दा बढी दिने संस्था, फाइनान्स कम्पनीले किन जित्छ, र रू ५ लाखको निक्षेप सुरक्षा।
Updated २०८३ · ४ मिनेट गाइड · रेमिट्यान्सदशैं–तिहार २०८३ मा नेपाल पैसा पठाउने
टीका कात्तिक ४, भाइटीका कात्तिक २५ — बैंक बिदाअघि पैसा पुर्याउन कहिलेसम्म पठाउने, कुन अफर साँच्चै काम लाग्छ, र बढी रुपैयाँ पाउने तरिका।
Updated २०८३ · ६ मिनेट Guide · RemittanceSending Money Home for Dashain & Tihar 2026
Tika is Oct 21, Bhai Tika Nov 11 — when to send so it arrives before the bank holidays, which festival offers are real, and how to get the most rupees home.
Updated 2083 · 7 min read Guide · InvestingHow to Apply for an IPO in Nepal — MeroShare & ASBA
The full path from zero to applied in five minutes — demat, MeroShare, CRN from your bank, the exact application steps, and what ASBA really does with your money.
Updated 2083 · 7 min read Guide · InvestingDemat Account in Nepal: How to Open One & What It Costs
The entry ticket to Nepali shares — documents, the small annual fee, bank vs broker DPs, and how demat, MeroShare and CRN fit together.
Updated 2083 · 6 min read Guide · RemittanceTaptap Send for Nepal: How It Works & How It Compares
The fastest-growing app among people sending money to Nepal — its zero-fee model explained honestly, and when it beats or loses to Remitly and Wise.
Updated 2083 · 6 min read Guide · RemittanceWise for Nepal: How to Send Money, Rates & Limits
Wise sends to Nepali bank accounts at the true mid-market rate with a visible fee. What it can and cannot do on the Nepal corridor, step by step.
Updated 2083 · 6 min read Guide · RemittanceHow to Send Money to Nepal From Japan
Licensed apps and providers compared on JPY to NPR, why NRB quotes the yen per 10, and the residence card and My Number rules.
Ashwin 2083 · 6 min read Guide · RemittanceHow to Send Money to Nepal From Canada
Remittance apps compared on the real CAD to NPR rate and fees, FINTRAC registration, funding options and transfer times.
Ashwin 2083 · 6 min read Guide · RemittanceHow to Send Money to Nepal From the USA
Remitly, Wise, Xoom, WorldRemit and Instarem compared on the real USD to NPR rate, fees and speed — plus the ACH-vs-card mistake that costs $10 a send.
Ashwin 2083 · 7 min read Guide · RemittanceHow to Send Money to Nepal From the UK
Wise, Remitly, WorldRemit, Instarem and TransferGo on GBP to NPR — live quotes, funding tips and Dashain deadlines for Nepalis in the UK.
Ashwin 2083 · 7 min read Guide · RemittanceHow to Send Money to Nepal From Australia
Wise, Remitly, Instarem and WorldRemit on AUD to NPR — PayID funding, student-visa questions and live quotes for Nepalis in Australia.
Ashwin 2083 · 7 min read Guide · RemittanceHow to Send Money to Nepal From Malaysia
Licensed apps and counters — Wise, Western Union, MoneyGram, Merchantrade, IME and Prabhu — on MYR to NPR, what documents you need, and why never hundi.
Ashwin 2083 · 7 min read Guide · RemittanceHow to Send Money to Nepal From the UAE
Dubai exchange houses vs remittance apps — AED to NPR rates, what you need, and how family receives it. For Nepalis working in Dubai, Abu Dhabi and Sharjah.
Updated 2083 · 7 min read Guide · RemittanceHow to Send Money to Nepal From Qatar
Doha exchange houses, Western Union, MoneyGram and Ria compared — QAR to NPR rates, documents needed, and why formal channels beat hundi.
Updated 2083 · 6 min read Guide · RemittanceHow to Send Money to Nepal From Saudi Arabia
Tahweel Al Rajhi, Enjaz and the bank-run remittance services compared — SAR to NPR, what you need, and how the money arrives in Nepal.
Updated 2083 · 6 min read Guide · RemittanceHow to Receive Money From Abroad in Nepal
Bank deposit, wallets like eSewa and IME Pay, or cash pickup at IME Remit and Prabhu — how each works, what documents you need, and which pays off most.
Updated 2083 · 6 min read Guide · RemittanceRemitly vs Wise for Sending Money to Nepal
The two most popular apps for sending money home, head-to-head — exchange rates, fees, speed, cash pickup and wallets. Which delivers more rupees, and when each wins.
Updated 2083 · 6 min read Guide · PaymentsWhat Is ConnectIPS? Nepal's Bank-to-Bank Payment App
ConnectIPS isn't a wallet — it moves money straight between banks. What it is, how to register and link a bank, fees and limits, and when to use it vs eSewa/Khalti.
Updated 2083 · 6 min read Guide · PaymentsHow to Load Money in Khalti (From Bank, Card & Agent)
Every way to add money to Khalti — from your bank, mobile banking, ConnectIPS, a card or a Khalti point — step by step, with fees, limits and fixes.
Updated 2083 · 6 min read Guide · PaymentsKhalti vs IME Pay: Which Is Better in Nepal?
Khalti's bills-and-ticketing strength vs IME Pay's remittance network — compared head-to-head on features, fees and QR. Which wallet fits how you use money.
Updated 2083 · 6 min read Guide · PaymentseSewa vs IME Pay: Which Is Better in Nepal?
eSewa's wide acceptance vs IME Pay's remittance network — compared head-to-head on features, fees and QR. Which wallet fits how you actually use money.
Updated 2083 · 6 min read Guide · PaymentsHow to Load eSewa: 6 Ways, Fees & What to Do If It Fails
Every way to add money to eSewa — bank, mobile banking, ConnectIPS, card or agent — step by step, plus the real fees and how to fix a failed load.
Updated 2083 · 6 min read Guide · PaymentseSewa vs Khalti: Which Is Better in Nepal?
Nepal's two biggest digital wallets, head-to-head — acceptance, features, ticketing, fees and QR. Which should you actually use, and why the answer is often both.
Updated 2083 · 6 min read Guide · BanksHow Many Classes of Banks Are There in Nepal? A, B, C & D Explained
Nepal Rastra Bank licenses banks in four classes — A commercial, B development, C finance, D microfinance. What each means and how they differ for a depositor.
Updated 2083 · 6 min read Guide · BanksBest Banks in Nepal 2026: Best for Savings, FD, Safety & Rates
There is no single best bank in Nepal — it depends on your goal. The best bank for savings, for FD, for safety, and for the highest interest rate.
Updated 2083 · 6 min read Guide · PaymentsPayPal in Nepal: It Works — But There's One Big Catch
Yes, PayPal works in Nepal — but you can't withdraw to a Nepali bank. The one big catch, the workarounds that actually exist, and what banks can and can't do.
Updated 2083 · 6 min read Guide · FD ReturnsHow Much Interest on a Fixed Deposit in Nepal? (5, 10 & 25 Lakh)
Worked examples of what a 5, 10 or 25 lakh FD pays after the 5% tax, the simple-interest formula for any amount, and a free calculator.
Updated 2083 · 4 min read Guide · FD TaxFixed Deposit Tax in Nepal: TDS on FD Interest (5% or 15%)
How much tax you pay on FD interest — 5% with a PAN, 15% without — how it is deducted, net-rate examples, and whether it is the final tax.
Updated 2083 · 4 min read Guide · Deposit SafetyIs Fixed Deposit Safe in Nepal? DCGC Guarantee Explained
The DCGC insures up to NPR 5 lakh per depositor per institution. What it covers, whether a higher rate is riskier, and how to protect large deposits.
Updated 2083 · 4 min read Monthly Update · FD RatesBest FD Rates in Nepal — Shrawan 2083
Top 1-year FD rates ranked for Shrawan 2083, with the current market snapshot, TDS notes, and safety guidance. Nepal Finance leads at 5.50%.
Shrawan 2083 · 5 min read Answer · FD RatesWhich Bank Gives the Highest FD Interest Rate in Nepal?
A direct answer to the most-asked FD question, the current rate leaders, and the commercial-bank vs finance-company safety trade-off.
Updated daily · 4 min read Guide · FD vs SavingsFixed Deposit vs Savings Account in Nepal: Which Is Better?
Interest rates, liquidity, tax, and a simple strategy for splitting your money between an FD and a savings account.
Updated 2083 · 5 min read Analysis · FD RatesBest Bank for Fixed Deposit in Nepal 2082/83
Which bank gives the highest FD interest rate in Nepal in 2082/83? We rank the top banks by 1-year FD rate, safety, and minimum deposit.
Updated Ashadh 2083 · 5 min read Monthly Update · FD RatesBest FD Rates in Nepal — Ashad 2083
Finance companies up to 6.65%, commercial banks up to 4.80%. Full bank-by-bank breakdown for Ashad 2083 with TDS tables and NRB policy context.
Updated Ashad 2083 · 5 min read Guide · Savings AccountsSavings Account Interest Rates in Nepal 2026
Finance companies pay 5–7%, commercial banks 2.5–4%. This guide covers every bank class, TDS rules, premium vs regular savings, and how to pick.
Updated daily · 6 min read Guide · Fixed DepositsFixed Deposit Interest Rates in Nepal
The complete evergreen guide: live bank-by-bank FD rates, how interest is calculated, FD tax (TDS), senior-citizen rates, and finance vs commercial yields.
Updated daily · 5 min read Analysis · FD RatesBest Fixed Deposit (FD) Rates in Nepal — Jestha 2083
Monthly snapshot of the highest 1-year and 2-year FD rates among Nepali commercial banks, with maturity examples and the live comparison.
Jestha 2083 · 4 min read