Best today 1-yr FD 6.65% · Home loan from 4.21% · USD→NPR 151.22 Verified daily
GUIDES & ANALYSIS

Byajdar Blog

Guides and analysis on Nepal's bank interest rates — fixed deposits, savings, and loans — backed by bank-verified data we update daily.नेपालका बैंक ब्याज दरमा गाइड र विश्लेषण — मुद्दती निक्षेप, बचत र कर्जा — दैनिक अद्यावधिक बैंक-प्रमाणित डेटामा आधारित।

गाइड · एफडी ब्याजदर

नेपालमा कुन बैंकमा एफडी ब्याज सबैभन्दा बढी?

सिधा उत्तर, ताजा सूचीसहित — अहिले १ वर्षे मुद्दतीमा सबैभन्दा बढी दिने संस्था, फाइनान्स कम्पनीले किन जित्छ, र रू ५ लाखको निक्षेप सुरक्षा।

Updated २०८३ · ४ मिनेट
गाइड · रेमिट्यान्स

दशैं–तिहार २०८३ मा नेपाल पैसा पठाउने

टीका कात्तिक ४, भाइटीका कात्तिक २५ — बैंक बिदाअघि पैसा पुर्‍याउन कहिलेसम्म पठाउने, कुन अफर साँच्चै काम लाग्छ, र बढी रुपैयाँ पाउने तरिका।

Updated २०८३ · ६ मिनेट
Guide · Remittance

Sending Money Home for Dashain & Tihar 2026

Tika is Oct 21, Bhai Tika Nov 11 — when to send so it arrives before the bank holidays, which festival offers are real, and how to get the most rupees home.

Updated 2083 · 7 min read
Guide · Investing

How to Apply for an IPO in Nepal — MeroShare & ASBA

The full path from zero to applied in five minutes — demat, MeroShare, CRN from your bank, the exact application steps, and what ASBA really does with your money.

Updated 2083 · 7 min read
Guide · Investing

Demat Account in Nepal: How to Open One & What It Costs

The entry ticket to Nepali shares — documents, the small annual fee, bank vs broker DPs, and how demat, MeroShare and CRN fit together.

Updated 2083 · 6 min read
Guide · Remittance

Taptap Send for Nepal: How It Works & How It Compares

The fastest-growing app among people sending money to Nepal — its zero-fee model explained honestly, and when it beats or loses to Remitly and Wise.

Updated 2083 · 6 min read
Guide · Remittance

Wise for Nepal: How to Send Money, Rates & Limits

Wise sends to Nepali bank accounts at the true mid-market rate with a visible fee. What it can and cannot do on the Nepal corridor, step by step.

Updated 2083 · 6 min read
Guide · Remittance

How to Send Money to Nepal From the UAE

Dubai exchange houses vs remittance apps — AED to NPR rates, what you need, and how family receives it. For Nepalis working in Dubai, Abu Dhabi and Sharjah.

Updated 2083 · 7 min read
Guide · Remittance

How to Send Money to Nepal From Qatar

Doha exchange houses, Western Union, MoneyGram and Ria compared — QAR to NPR rates, documents needed, and why formal channels beat hundi.

Updated 2083 · 6 min read
Guide · Remittance

How to Send Money to Nepal From Saudi Arabia

Tahweel Al Rajhi, Enjaz and the bank-run remittance services compared — SAR to NPR, what you need, and how the money arrives in Nepal.

Updated 2083 · 6 min read
Guide · Remittance

How to Receive Money From Abroad in Nepal

Bank deposit, wallets like eSewa and IME Pay, or cash pickup at IME Remit and Prabhu — how each works, what documents you need, and which pays off most.

Updated 2083 · 6 min read
Guide · Remittance

Remitly vs Wise for Sending Money to Nepal

The two most popular apps for sending money home, head-to-head — exchange rates, fees, speed, cash pickup and wallets. Which delivers more rupees, and when each wins.

Updated 2083 · 6 min read
Guide · Payments

What Is ConnectIPS? Nepal's Bank-to-Bank Payment App

ConnectIPS isn't a wallet — it moves money straight between banks. What it is, how to register and link a bank, fees and limits, and when to use it vs eSewa/Khalti.

Updated 2083 · 6 min read
Guide · Payments

How to Load Money in Khalti (From Bank, Card & Agent)

Every way to add money to Khalti — from your bank, mobile banking, ConnectIPS, a card or a Khalti point — step by step, with fees, limits and fixes.

Updated 2083 · 6 min read
Guide · Payments

Khalti vs IME Pay: Which Is Better in Nepal?

Khalti's bills-and-ticketing strength vs IME Pay's remittance network — compared head-to-head on features, fees and QR. Which wallet fits how you use money.

Updated 2083 · 6 min read
Guide · Payments

eSewa vs IME Pay: Which Is Better in Nepal?

eSewa's wide acceptance vs IME Pay's remittance network — compared head-to-head on features, fees and QR. Which wallet fits how you actually use money.

Updated 2083 · 6 min read
Guide · Payments

How to Load eSewa: 6 Ways, Fees & What to Do If It Fails

Every way to add money to eSewa — bank, mobile banking, ConnectIPS, card or agent — step by step, plus the real fees and how to fix a failed load.

Updated 2083 · 6 min read
Guide · Payments

eSewa vs Khalti: Which Is Better in Nepal?

Nepal's two biggest digital wallets, head-to-head — acceptance, features, ticketing, fees and QR. Which should you actually use, and why the answer is often both.

Updated 2083 · 6 min read
Guide · Banks

How Many Classes of Banks Are There in Nepal? A, B, C & D Explained

Nepal Rastra Bank licenses banks in four classes — A commercial, B development, C finance, D microfinance. What each means and how they differ for a depositor.

Updated 2083 · 6 min read
Guide · Banks

Best Banks in Nepal 2026: Best for Savings, FD, Safety & Rates

There is no single best bank in Nepal — it depends on your goal. The best bank for savings, for FD, for safety, and for the highest interest rate.

Updated 2083 · 6 min read
Guide · Payments

PayPal in Nepal: It Works — But There's One Big Catch

Yes, PayPal works in Nepal — but you can't withdraw to a Nepali bank. The one big catch, the workarounds that actually exist, and what banks can and can't do.

Updated 2083 · 6 min read
Guide · FD Returns

How Much Interest on a Fixed Deposit in Nepal? (5, 10 & 25 Lakh)

Worked examples of what a 5, 10 or 25 lakh FD pays after the 5% tax, the simple-interest formula for any amount, and a free calculator.

Updated 2083 · 4 min read
Guide · FD Tax

Fixed Deposit Tax in Nepal: TDS on FD Interest (5% or 15%)

How much tax you pay on FD interest — 5% with a PAN, 15% without — how it is deducted, net-rate examples, and whether it is the final tax.

Updated 2083 · 4 min read
Guide · Deposit Safety

Is Fixed Deposit Safe in Nepal? DCGC Guarantee Explained

The DCGC insures up to NPR 5 lakh per depositor per institution. What it covers, whether a higher rate is riskier, and how to protect large deposits.

Updated 2083 · 4 min read
Monthly Update · FD Rates

Best FD Rates in Nepal — Shrawan 2083

Top 1-year FD rates ranked for Shrawan 2083, with the current market snapshot, TDS notes, and safety guidance. Nepal Finance leads at 5.50%.

Shrawan 2083 · 5 min read
Answer · FD Rates

Which Bank Gives the Highest FD Interest Rate in Nepal?

A direct answer to the most-asked FD question, the current rate leaders, and the commercial-bank vs finance-company safety trade-off.

Updated daily · 4 min read
Guide · FD vs Savings

Fixed Deposit vs Savings Account in Nepal: Which Is Better?

Interest rates, liquidity, tax, and a simple strategy for splitting your money between an FD and a savings account.

Updated 2083 · 5 min read
Analysis · FD Rates

Best Bank for Fixed Deposit in Nepal 2082/83

Which bank gives the highest FD interest rate in Nepal in 2082/83? We rank the top banks by 1-year FD rate, safety, and minimum deposit.

Updated Ashadh 2083 · 5 min read
Monthly Update · FD Rates

Best FD Rates in Nepal — Ashad 2083

Finance companies up to 6.65%, commercial banks up to 4.80%. Full bank-by-bank breakdown for Ashad 2083 with TDS tables and NRB policy context.

Updated Ashad 2083 · 5 min read
Guide · Savings Accounts

Savings Account Interest Rates in Nepal 2026

Finance companies pay 5–7%, commercial banks 2.5–4%. This guide covers every bank class, TDS rules, premium vs regular savings, and how to pick.

Updated daily · 6 min read
Guide · Fixed Deposits

Fixed Deposit Interest Rates in Nepal

The complete evergreen guide: live bank-by-bank FD rates, how interest is calculated, FD tax (TDS), senior-citizen rates, and finance vs commercial yields.

Updated daily · 5 min read
Analysis · FD Rates

Best Fixed Deposit (FD) Rates in Nepal — Jestha 2083

Monthly snapshot of the highest 1-year and 2-year FD rates among Nepali commercial banks, with maturity examples and the live comparison.

Jestha 2083 · 4 min read