Where the data comes from
- Bank publications. Interest rate sheets that banks publish on their own websites, covering fixed deposits, savings accounts, loan products, and base rates.
- Nepal Rastra Bank. Official NRB sources for foreign exchange reference rates and monetary policy rates (policy rate, bank rate, deposit collection rate).
- Bank-verified submissions. Banks can confirm or correct their own product rates through our partner portal. These rows carry a Verified badge.
How often it updates
The pipeline runs daily. Each run records the date, so every table on the site shows when its data was last refreshed (in Bikram Sambat and Gregorian dates). Forex reference rates follow NRB's publication schedule, which excludes public holidays.
How rankings work
Rankings are purely by published rate — highest first for deposits, lowest first for loans. When we hold both a scraped figure and a bank-verified figure for the same product, the verified figure wins. We do not accept payment for ranking position, and no bank can pay to appear higher.
What the numbers mean
- FD rates are annual interest for the stated tenure on individual term deposits, unless labeled institutional.
- Loan rates are effective rates (base rate plus premium) as published by the bank; your offered rate may differ with your credit profile.
- Savings rates are the published rate for the named account product; some accounts have balance or salary conditions.
Limitations
Banks change rates without notice, and publication formats vary; a small lag or parsing error is possible. Rates shown are indicative, not an offer. Always confirm with the bank before committing money. See the full disclaimer.
Corrections
If you represent a bank and see an outdated figure, verify your rates through the partner portal or contact us via the homepage.