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UPDATED DAILY · FY 2083/84
Lowest Education Loan Rates in Nepal
Education and student loans across Nepali banks, ranked by interest rate — lowest first. Verified bank rates marked ✓ Verified.नेपाली बैंकहरूको शिक्षा र विद्यार्थी कर्जा, ब्याज दरअनुसार क्रमबद्ध — न्यून पहिले। प्रमाणित बैंक दर ✓ प्रमाणित चिन्ह लगाइएका।
✓ Sourced from NRB & bank data · Shrawan 3, 2083
An education loan funds study in Nepal or abroad, often covering tuition, living costs and related expenses. For students heading overseas it is also a key part of the documentation banks and embassies expect, so the choice of lender matters beyond just the rate.शिक्षा कर्जाले नेपाल वा विदेशमा अध्ययन वित्तपोषण गर्छ, प्रायः शुल्क, बसोबास खर्च र सम्बन्धित खर्च समेट्दै। विदेश जाने विद्यार्थीका लागि यो बैंक र दूतावासले अपेक्षा गर्ने कागजातको महत्त्वपूर्ण भाग पनि हो, त्यसैले दरभन्दा बाहेक ऋणदाताको छनौट पनि महत्त्वपूर्ण हुन्छ।
Education loan rates and collateral requirements vary between banks. The table below ranks every bank publishing an education loan rate, lowest first, since a lower rate reduces the cost of borrowing.शिक्षा कर्जा दर र धितो आवश्यकता बैंकपिच्छे फरक हुन्छन्। तलको तालिकाले शिक्षा कर्जा दर प्रकाशित गर्ने हरेक बैंकलाई न्यून पहिले क्रमबद्ध गर्छ, किनकि कम दरले ऋणको लागत घटाउँछ।
Rates are indicative and sourced from public bank/NRB data unless marked ✓ Verified. Confirm the current rate and terms directly with the bank before proceeding.
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The bank at the top of the table above currently publishes the lowest education loan interest rate. Loans are ranked lowest-first because a lower rate costs the borrower less.माथिको तालिकाको शीर्षमा रहेको बैंकले हाल सबैभन्दा कम शिक्षा कर्जा ब्याज दर प्रकाशित गर्छ। कम दरले ऋणीलाई कम लागत लाग्ने भएकाले कर्जा न्यून पहिले क्रमबद्ध गरिएका छन्।
Many education loans in Nepal require collateral, especially for larger amounts or study abroad. Some banks offer smaller unsecured limits. Requirements differ by bank, so confirm before applying.नेपालमा धेरै शिक्षा कर्जाका लागि धितो चाहिन्छ, विशेष गरी ठूलो रकम वा विदेश अध्ययनका लागि। केही बैंकले साना धितोरहित सीमा दिन्छन्। आवश्यकता बैंकअनुसार फरक हुन्छ, त्यसैले आवेदन गर्नुअघि पुष्टि गर्नुहोस्।
Yes. Banks commonly finance overseas study, including tuition and living expenses, and provide the loan documentation needed for visa and university processes. Terms vary by destination and bank.सक्छ। बैंकहरूले सामान्यतया शुल्क र बसोबास खर्चसहित विदेश अध्ययन वित्तपोषण गर्छन्, र भिसा तथा विश्वविद्यालय प्रक्रियाका लागि चाहिने कर्जा कागजात दिन्छन्। सर्त गन्तव्य र बैंकअनुसार फरक हुन्छ।
It means the rate was confirmed directly by the bank through Byajdar's partner portal. Verified rates override scraped data for that bank and product.प्रमाणित चिन्हको अर्थ हो — बैंकले सार्वजनिक स्रोतबाट होइन, Byajdar को पार्टनर पोर्टलमार्फत सिधै दर पुष्टि गरेको हो। त्यस बैंक र उत्पादनका लागि प्रमाणित दरले स्क्र्याप गरिएको डेटालाई सधैं प्रतिस्थापन गर्छ।
