A business loan funds working capital, expansion or equipment for firms of all sizes in Nepal. Because business borrowing is often large and ongoing, the interest rate has a direct and lasting impact on the cost of running the business.
Business loan rates depend on the bank, the loan structure and the borrower's profile, and they vary between lenders. The table below ranks every bank publishing a business loan rate, lowest first.
Lowest Business Loan Rates in Nepal — Bank Comparison
2 Banks| # | Bank | Interest Rate | Action |
|---|---|---|---|
| 1 |
NBL
Nepal Bank LimitedLowest
|
8.60% | |
| 2 |
NMB
NMB Bank
|
13.00% |
Which bank offers the lowest business loan rate in Nepal?
The bank at the top of the table above currently publishes the lowest business loan interest rate. Loans are ranked lowest-first because a lower rate reduces the cost of borrowing.
What types of business loans are available in Nepal?
Common types include working-capital loans, term loans for equipment or expansion, and overdraft facilities. The right one depends on whether you need ongoing flexibility or a fixed amount for a specific purpose.
What documents do I need for a business loan?
Banks typically ask for business registration, financial statements, tax records and details of any collateral. Exact requirements vary by bank and loan size.
What does the ✓ Verified badge mean?
It means the bank confirmed the rate directly through Byajdar's partner portal. Verified rates override scraped data for that bank and product.