Home / Loans / Lowest Business Loan Rates in Nepal
UPDATED DAILY · FY 2083/84
Lowest Business Loan Rates in Nepal
Business and SME loans across Nepali banks, ranked by interest rate — lowest first. Verified bank rates marked ✓ Verified.नेपाली बैंकहरूको व्यवसाय र SME कर्जा, ब्याज दरअनुसार क्रमबद्ध — न्यून पहिले। प्रमाणित बैंक दर ✓ प्रमाणित चिन्ह लगाइएका।
✓ Sourced from NRB & bank data · Kartik 1, 2083
A business loan funds working capital, expansion or equipment for firms of all sizes in Nepal. Because business borrowing is often large and ongoing, the interest rate has a direct and lasting impact on the cost of running the business.व्यवसाय कर्जाले नेपालका सबै आकारका फर्मका लागि चालु पुँजी, विस्तार वा उपकरण वित्तपोषण गर्छ। व्यावसायिक ऋण प्रायः ठूलो र निरन्तर हुने भएकाले ब्याज दरले व्यवसाय सञ्चालनको लागतमा प्रत्यक्ष र दीर्घकालीन प्रभाव पार्छ।
Business loan rates depend on the bank, the loan structure and the borrower's profile, and they vary between lenders. The table below ranks every bank publishing a business loan rate, lowest first.व्यवसाय कर्जा दर बैंक, कर्जा संरचना र ऋणीको प्रोफाइलमा निर्भर हुन्छन्, र ऋणदातापिच्छे फरक हुन्छन्। तलको तालिकाले व्यवसाय कर्जा दर प्रकाशित गर्ने हरेक बैंकलाई न्यून पहिले क्रमबद्ध गर्छ।
Rates are indicative and sourced from public bank/NRB data unless marked ✓ Verified. Confirm the current rate and terms directly with the bank before proceeding.
How to read the range: banks price floating loans as base rate + a premium. The first figure is the lowest premium the bank publishes, which goes to its strongest borrowers; most people pay somewhere between the two figures. Banks are ranked by the starting rate. "Fixed offer" is a fixed-rate scheme.दायरा कसरी पढ्ने: बैंकले फ्लोटिङ कर्जामा आधार दरमा प्रिमियम थपेर ब्याज तोक्छन्। पहिलो अंक बैंकले प्रकाशित गरेको सबैभन्दा कम प्रिमियम हो, जुन बलियो ग्राहकले पाउँछन्; धेरैजसोले दुई अंकको बीचमा तिर्छन्। बैंकहरू सुरुको दरअनुसार क्रमबद्ध छन्।
Want each bank's monthly EMI for your own amount? See it on Sasto Karja, our loan comparison site.आफ्नो रकममा हरेक बैंकको मासिक किस्ता हेर्न चाहनुहुन्छ? हाम्रै कर्जा तुलना साइट सस्तो कर्जा मा हेर्नुहोस्।
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The bank at the top of the table above currently publishes the lowest business loan interest rate. Loans are ranked lowest-first because a lower rate reduces the cost of borrowing.माथिको तालिकाको शीर्षमा रहेको बैंकले हाल सबैभन्दा कम व्यवसाय कर्जा ब्याज दर प्रकाशित गर्छ। कम दरले ऋणको लागत घटाउने भएकाले कर्जा न्यून पहिले क्रमबद्ध गरिएका छन्।
Common types include working-capital loans, term loans for equipment or expansion, and overdraft facilities. The right one depends on whether you need ongoing flexibility or a fixed amount for a specific purpose.सामान्य प्रकारमा चालु-पुँजी कर्जा, उपकरण वा विस्तारका लागि अवधि कर्जा, र ओभरड्राफ्ट सुविधा पर्छन्। सही कर्जा तपाईंलाई निरन्तर लचकता चाहिन्छ कि विशेष प्रयोजनका लागि निश्चित रकममा निर्भर हुन्छ।
Banks typically ask for business registration, financial statements, tax records and details of any collateral. Exact requirements vary by bank and loan size.बैंकहरूले सामान्यतया व्यवसाय दर्ता, वित्तीय विवरण, कर अभिलेख र कुनै धितोको विवरण माग्छन्। सटीक आवश्यकता बैंक र कर्जा आकारअनुसार फरक हुन्छ।
It means the bank confirmed the rate directly through Byajdar's partner portal. Verified rates override scraped data for that bank and product.प्रमाणित चिन्हको अर्थ हो — बैंकले सार्वजनिक स्रोतबाट होइन, Byajdar को पार्टनर पोर्टलमार्फत सिधै दर पुष्टि गरेको हो। त्यस बैंक र उत्पादनका लागि प्रमाणित दरले स्क्र्याप गरिएको डेटालाई सधैं प्रतिस्थापन गर्छ।
