Nepal interest rate report, Kartik 2083
Published 22 October 2026 · compares the new month's published rates (22 October 2026) with the last day of Ashwin (17 October 2026) · 49 banks and financial institutions
1-year FD rates, last 43 trading days
FD Index (median of 49 institutions) Highest published rate
Who cut rates
| Institution | Ashwin end | Now | Change |
|---|---|---|---|
| Green Dev. Bank | 4.00% | 3.55% | -0.45 |
| Progressive Fin. Co. | 4.00% | 3.75% | -0.25 |
| NABIL Bank | 2.85% | 2.80% | -0.05 |
Who raised rates
None.
Also this month
- Highest savings account rate: 4.00% at Corporate Development Bank. All savings rates
- Lowest published home loan rate: 4.91% at NABIL Bank. All loan rates
- Fine gold: रू 2,90,200 per tola on 19 October 2026, up रू 100 from the end of Ashwin. Gold trend
- US dollar: NRB selling rate रू 151.44, down रू 0.80 from the end of Ashwin. All NRB rates
For journalists
This summary may be quoted with attribution to Byajdar. The chart below is free to reuse; the full data is on the open data page under CC BY 4.0.
कात्तिक २०८३को सुरुमा नेपालका बैंक तथा वित्तीय संस्थाहरूले प्रकाशित गरेको एक वर्षे व्यक्तिगत मुद्दती निक्षेपको मध्य ब्याजदर (ब्याजदर FD सूचकाङ्क) असोज मसान्तकै ३.०० प्रतिशतमा स्थिर छ। ४९ संस्थामध्ये ३ ले दर घटाए भने ० ले बढाए। सबैभन्दा बढी ब्याज Janaki Finance Co. ले ५.०० प्रतिशत दिएको छ; वाणिज्य बैंकहरूको मध्य दर २.८० प्रतिशत छ। छापावाल सुन प्रति तोला रू २,९०,२०० (असोज मसान्तदेखि रू १०० बढी) छ। राष्ट्र बैंकको डलर बिक्री दर रू १५१.४४ छ। स्रोत: byajdar.com, ४९ संस्थाका प्रकाशित दरपत्र, 22 October 2026।
At the start of Kartik 2083, the Byajdar FD Index, the median published 1-year fixed deposit rate for individuals across 49 Nepali banks and financial institutions, was unchanged at 3.00%, the same as at the end of Ashwin. 3 institutions cut their 1-year rate and 0 raised it. The highest published rate is 5.00% at Janaki Finance Co.; the median among commercial banks is 2.80%. Fine gold is Rs 2,90,200 per tola (up Rs 100 since the end of Ashwin). NRB's US dollar selling rate is Rs 151.44. Source: byajdar.com, published rate sheets of 49 institutions, 22 October 2026. Data: byajdar.com/nepal-interest-rate-data (CC BY 4.0).
Download the chart card (PNG, 1200×675) · Daily FD Index (CSV) · Every tracked rate (CSV)
Method
Rates are each institution's published rate for a 1-year fixed deposit for individuals, collected daily (see methodology). The FD Index is the median across all tracked institutions on that day, so a single outlier cannot move it. "Now" is the latest day with full coverage; the comparison day is the last fully covered day of the previous Bikram Sambat month. Rates you are offered may differ; this is not financial advice.
Cite as: Byajdar (2026). Nepal interest rate report, Kartik 2083. https://byajdar.com/reports/2083-kartik