Nepal interest rate report, Ashwin 2083
Published 6 October 2026 · compares the new month's published rates (6 October 2026) with the last day of Bhadra (16 September 2026) · 49 banks and financial institutions
1-year FD rates, last 37 trading days
FD Index (median of 49 institutions) Highest published rate
Who cut rates
| Institution | Bhadra end | Now | Change |
|---|---|---|---|
| Janaki Finance Co. | 6.00% | 5.50% | -0.50 |
| Sindhu Bikas Bank | 4.41% | 3.94% | -0.47 |
| Narayani Development Bank | 5.40% | 5.15% | -0.25 |
| Lumbini Bikas Bank | 2.90% | 2.80% | -0.10 |
| Mahalaxmi Bikas Bank | 2.90% | 2.80% | -0.10 |
Who raised rates
None.
Also this month
- Highest savings account rate: 4.75% at Janaki Finance Co. All savings rates
- Lowest published home loan rate: 4.26% at Rastriya Banijya Bank. All loan rates
- Fine gold: रू 2,91,500 per tola on 6 October 2026, down रू 10,300 from the end of Bhadra. Gold trend
- US dollar: NRB selling rate रू 154.58, up रू 0.74 from the end of Bhadra. All NRB rates
For journalists
This summary may be quoted with attribution to Byajdar. The chart below is free to reuse; the full data is on the open data page under CC BY 4.0.
असोज २०८३को सुरुमा नेपालका बैंक तथा वित्तीय संस्थाहरूले प्रकाशित गरेको एक वर्षे व्यक्तिगत मुद्दती निक्षेपको मध्य ब्याजदर (ब्याजदर FD सूचकाङ्क) भदौ मसान्तकै ३.०० प्रतिशतमा स्थिर छ। ४९ संस्थामध्ये ५ ले दर घटाए भने ० ले बढाए। सबैभन्दा बढी ब्याज Janaki Finance Co. ले ५.५० प्रतिशत दिएको छ; वाणिज्य बैंकहरूको मध्य दर २.८० प्रतिशत छ। छापावाल सुन प्रति तोला रू २,९१,५०० (भदौ मसान्तदेखि रू १०,३०० कम) छ। राष्ट्र बैंकको डलर बिक्री दर रू १५४.५८ छ। स्रोत: byajdar.com, ४९ संस्थाका प्रकाशित दरपत्र, 6 October 2026।
At the start of Ashwin 2083, the Byajdar FD Index, the median published 1-year fixed deposit rate for individuals across 49 Nepali banks and financial institutions, was unchanged at 3.00%, the same as at the end of Bhadra. 5 institutions cut their 1-year rate and 0 raised it. The highest published rate is 5.50% at Janaki Finance Co.; the median among commercial banks is 2.80%. Fine gold is Rs 2,91,500 per tola (down Rs 10,300 since the end of Bhadra). NRB's US dollar selling rate is Rs 154.58. Source: byajdar.com, published rate sheets of 49 institutions, 6 October 2026. Data: byajdar.com/nepal-interest-rate-data (CC BY 4.0).
Download the chart card (PNG, 1200×675) · Daily FD Index (CSV) · Every tracked rate (CSV)
Method
Rates are each institution's published rate for a 1-year fixed deposit for individuals, collected daily (see methodology). The FD Index is the median across all tracked institutions on that day, so a single outlier cannot move it. "Now" is the latest day with full coverage; the comparison day is the last fully covered day of the previous Bikram Sambat month. Rates you are offered may differ; this is not financial advice.
Cite as: Byajdar (2026). Nepal interest rate report, Ashwin 2083. https://byajdar.com/reports/2083-ashwin