High-balance and premium savings products across Nepali banks, ranked by interest rate — highest first. Verified bank rates marked ✓ Verified.नेपाली बैंकहरूको उच्च-मौज्दात र प्रिमियम बचत उत्पादन, ब्याज दरअनुसार क्रमबद्ध — उच्चतम पहिले। प्रमाणित बैंक दर ✓ प्रमाणित चिन्ह लगाइएका।
✓ Sourced from NRB & bank data · Shrawan 3, 2083
Premium savings accounts reward larger balances with a higher interest rate than an ordinary savings account, usually in return for maintaining a higher minimum balance. They suit savers who keep a substantial cushion liquid rather than locking it into a fixed deposit.प्रिमियम बचत खाताले ठूला मौज्दातलाई साधारण बचत खाताभन्दा उच्च ब्याज दरले पुरस्कृत गर्छ, सामान्यतया उच्च न्यूनतम मौज्दात कायम राख्ने सर्तमा। मुद्दती निक्षेपमा बन्द नगरी ठूलो रकम तरल राख्ने बचतकर्तालाई यो सुहाउँछ।
The premium tier, the qualifying balance and the rate all vary widely between banks. The table below ranks every bank publishing a premium savings rate, highest first, so you can compare the reward for keeping a larger balance in one place.प्रिमियम तह, योग्य मौज्दात र दर बैंकपिच्छे धेरै फरक हुन्छन्। तलको तालिकाले प्रिमियम बचत दर प्रकाशित गर्ने हरेक बैंकलाई उच्चतम पहिले क्रमबद्ध गर्छ, ताकि ठूलो मौज्दात एकै ठाउँमा राख्दाको पुरस्कार तुलना गर्न सकियोस्।
Rates are indicative and sourced from public bank/NRB data unless marked ✓ Verified. Confirm the current rate and terms directly with the bank before proceeding.
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A premium savings account is a higher-tier savings product that pays more interest than an ordinary savings account, typically in exchange for maintaining a higher minimum balance. Features and thresholds differ by bank.प्रिमियम बचत खाता उच्च-तहको बचत उत्पादन हो जसले साधारण बचत खाताभन्दा बढी ब्याज दिन्छ, सामान्यतया उच्च न्यूनतम मौज्दात कायम राख्ने बदलामा। सुविधा र सीमा बैंकअनुसार फरक हुन्छ।
Generally yes — that is the point of the product. The premium over an ordinary savings account varies by bank and by the balance tier you maintain, which is why comparing across banks is worthwhile.सामान्यतया हुन्छ — यही नै यस उत्पादनको उद्देश्य हो। साधारण बचतभन्दा प्रिमियम बैंक र तपाईंले राख्ने मौज्दात तहअनुसार फरक हुन्छ, त्यसैले बैंकहरूबीच तुलना गर्नु सार्थक हुन्छ।
Usually yes. Premium tiers require a higher minimum balance than ordinary savings, and the rate may step up with the balance held. Check the specific bank's threshold before opening one.सामान्यतया चाहिन्छ। प्रिमियम तहलाई साधारण बचतभन्दा उच्च न्यूनतम मौज्दात चाहिन्छ, र दर मौज्दातसँगै बढ्न सक्छ। खोल्नुअघि सम्बन्धित बैंकको सीमा जाँच्नुहोस्।
It means the rate was confirmed directly by the bank through Byajdar's partner portal rather than scraped from public sources. Verified rates always override scraped data for that bank and product.प्रमाणित चिन्हको अर्थ हो — बैंकले सार्वजनिक स्रोतबाट होइन, Byajdar को पार्टनर पोर्टलमार्फत सिधै दर पुष्टि गरेको हो। त्यस बैंक र उत्पादनका लागि प्रमाणित दरले स्क्र्याप गरिएको डेटालाई सधैं प्रतिस्थापन गर्छ।
