A 6-month fixed deposit balances return and flexibility — a higher rate than savings or a 3-month FD, without locking your money for a full year. It is a common choice for savers parking funds they won't need for half a year.
Six-month FD rates vary between banks and shift with banking liquidity. The table below ranks every bank publishing a 6-month rate, highest first, so you can find the best return for the tenure.
Best 6-Month Fixed Deposit Rates in Nepal — Bank Comparison
5 Banks| # | Bank | Interest Rate | Action |
|---|---|---|---|
| 1 |
LSB
Laxmi Sunrise BankHighest
|
4.00% | |
| 2 |
GIBL
Global IME Bank
|
3.00% | |
| 3 |
NBL
Nepal Bank Limited
|
3.00% | |
| 4 |
NICA
NIC Asia Bank
|
2.75% | |
| 5 |
EBL
Everest Bank
|
2.75% |
Which bank offers the highest 6-month FD rate in Nepal?
The top row of the comparison table above shows the bank with the highest published 6-month fixed deposit rate today. The ranking updates from live data.
Is a 6-month FD better than a 1-year FD?
A 1-year FD often (though not always) pays a higher rate, but locks your money for longer. A 6-month FD returns funds sooner. The right choice depends on when you need the money and the current rate gap between tenures.
How is FD interest paid out?
Depending on the bank and product, interest may be paid at maturity or periodically during the term. Confirm the payout schedule with the bank before depositing.
What does the ✓ Verified badge mean?
It means the rate was confirmed directly by the bank via Byajdar's partner portal. Verified rates override scraped data for that bank and product.