ICFC Finance currently offers a 1-year fixed deposit rate of 3.60%, savings up to 3.00%, home loans from 7.50%, and a published base rate of 5.97%. Below is ICFC Finance's full published rate sheet, grouped by product and re-verified each morning against the bank's official schedule.
ICFC Finance — Rate Sheet
Updated Shrawan 6, 2083| Fixed Deposits | |
| 1-Year Fixed Deposit | 3.60% |
| 2-Year Fixed Deposit | 4.00% |
| 3-Year Fixed Deposit | 3.00% |
| Savings | |
| Savings Account | 3.00% |
| Loans | |
| Home Loan | 7.50% |
| Vehicle / Auto Loan | 8.00% |
| Benchmark | |
| Base Rate | 5.97% |
Indicative rates from public bank/NRB data unless marked ✓ Verified. Confirm with ICFC Finance before acting. Not financial advice.
ICFC Finance — FAQ
ICFC Finance currently offers 3.60% on a 1-year fixed deposit, going up to 4.00% on longer tenures. All FD tenures (3-month to 3-year) are listed in the rate table above, updated daily.
ICFC Finance's regular savings account currently pays 3.00% per annum, credited quarterly. Premium savings, salary savings, and shareholder savings rates — where offered — are listed in the table above.
ICFC Finance's home loan interest rate starts from 7.50% per annum (base rate: 5.97%). The actual rate is the base rate plus a product premium set by the bank. Vehicle, education, and business loan rates are also listed in the table above.
ICFC Finance's current base rate is 5.97% — the floor for all its lending products. The effective loan rate is the base rate plus the bank's product-specific premium (spread).
Most ICFC Finance fixed deposit products start with a minimum of NPR 10,000 for individual customers. Institutional FD minimums may be higher. Confirm the exact minimum and available tenures directly with the bank or on their website before depositing.
ICFC Finance's 1-year FD rate of 3.60% can be compared with all other banks at Byajdar's best FD rates page. Commercial banks in Nepal currently offer 1-year FD rates roughly between 3.50% and 6.00%, while development banks and finance companies can be higher.
ICFC Finance, like every bank in Nepal, sets its foreign-exchange rates from the daily Nepal Rastra Bank (NRB) reference rate, adding a small margin for buying and selling. See today's live USD, EUR, GBP, INR, AED, SAR and other currency buying/selling rates on Byajdar's NRB forex page, updated every business day.
Yes — Byajdar refreshes ICFC Finance's rates daily from published bank and Nepal Rastra Bank data. Rates marked ✓ Verified are confirmed directly by the bank. Always confirm the current rate with the bank before depositing or borrowing.